/* ============================================================
   VM Maruthi Chits — Premium Stylesheet
   ============================================================ */

/* ---------- Google Fonts (loaded in HTML) ------------------ */

/* ---------- Design Tokens ---------------------------------- */
:root {
  /* Brand Palette (from vmm-logo.png) */
  --brand-blue: #2D7DD2;
  /* primary — "VM" blue       */
  --brand-blue-dark: #1e62b0;
  /* hover / deep blue          */
  --brand-blue-light: #4e96e0;
  /* light accent               */
  --brand-orange: #F4821F;
  /* accent — "MARUTHI" orange  */
  --brand-orange-lt: #f99a47;
  /* lighter orange for hovers  */
  --brand-dark: #2D7DD2;
  /* dark sections = real brand blue */
  --brand-dark-mid: #1e62b0;
  /* mid = darker brand blue    */
  --brand-card-gray: #484948;

  /* Neutrals */
  --white: #ffffff;
  --off-white: #f4f8fc;
  --text-dark: #0f172a;
  --text-mid: #334155;
  --text-muted: #64748b;

  /* Shadows (brand-blue tinted) */
  --shadow-sm: 0 4px 16px rgba(45, 125, 210, 0.10);
  --shadow-md: 0 12px 40px rgba(45, 125, 210, 0.16);
  --shadow-lg: 0 24px 60px rgba(45, 125, 210, 0.22);

  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --transition: 0.32s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ---------- Reset & Base ----------------------------------- */
*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Inter', sans-serif;
  margin: 0;
  background: #ffffff;
  color: var(--text-dark);
  /* line-height: 1.65; */
  -webkit-font-smoothing: antialiased;
}

img {
  display: block;
  max-width: 100%;
}

a {
  text-decoration: none;
  color: inherit;
}

/* ---------- Header ----------------------------------------- */
/* Header Action Buttons */
.nav-action-btn {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 1px solid var(--brand-blue);
  color: var(--brand-blue);
  background: transparent;
  overflow: hidden;
  transition: all 0.4s ease;
  z-index: 10;
}

.nav-action-btn::before {
  content: "";
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: var(--brand-orange);
  transition: transform 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  z-index: -1;
}

.nav-action-btn:hover::before {
  transform: translateX(100%);
}

.nav-action-btn:hover {
  color: #000000 !important;
  border-color: transparent;
}

/* Hero & Global Animations */
@keyframes zoomEffect {
  0% {
    transform: scale(1);
  }

  100% {
    transform: scale(1.1);
  }
}

@keyframes glowPulse {
  0% {
    opacity: 0.4;
    transform: scale(1);
  }

  100% {
    opacity: 0.7;
    transform: scale(1.2);
  }
}

/* Common Brand Buttons */
.btn-blue {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 15px 20px;
  color: white;
  font-weight: 700;
  font-size: 16px;
  border-radius: 12px;
  overflow: hidden;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  border: none;
  z-index: 1;
}

.btn-orange,
.btn-brand {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 18px 42px;
  color: #000000 !important;
  font-weight: 700;
  font-size: 16px;
  border-radius: 12px;
  overflow: hidden;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  border: none;
  z-index: 1;
}

.btn-brand,
.btn-blue {
  background: var(--brand-blue);
}

.btn-orange {
  background: var(--brand-orange);
}

/* Glass Reflection Effect */
.btn-blue::after,
.btn-orange::after,
.btn-brand::after {
  content: "";
  position: absolute;
  top: 0;
  left: -150%;
  width: 100%;
  height: 100%;
  background: linear-gradient(120deg,
      transparent,
      rgba(255, 255, 255, 0.2),
      rgba(255, 255, 255, 0.6),
      rgba(255, 255, 255, 0.2),
      transparent);
  transition: all 0.8s cubic-bezier(0.4, 0, 0.2, 1);
  z-index: 2;
  pointer-events: none;
}

.btn-blue:hover::after,
.btn-orange:hover::after,
.btn-brand:hover::after {
  left: 150%;
}

.btn-brand:hover,
.btn-blue:hover {
  background: var(--brand-blue-dark);
}

.btn-orange:hover {
  filter: brightness(1.1);
}



/* Custom Tagline Style */
.hero-tagline {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 14px;
  /* text-transform: uppercase; */
  /* letter-spacing: 2px; */
  color: white;
  /* margin-bottom: 24px; */
}

.hero-tagline .line {
  height: 3px;
  width: 20px;
  border-radius: 10px;
  background-color: white;
  position: relative;
}

.hero-tagline .dot {
  width: 10px;
  height: 10px;
  background-color: white;
  border-radius: 50%;
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
}

.hero-tagline .line-left .dot {
  left: 0;
}

.hero-tagline .line-right .dot {
  right: 0;
}

/* Hero Specifics (Bright Theme) */
.hero {
  position: relative;
  height: 110vh;
  display: flex;
  align-items: center;
  background-color: #050a10;
  /* Deep navy base for dark theme */
}

.hero-bg-main {
  position: absolute;
  inset: 0;
  background: url('assets/images/hero-bg.png') center/cover no-repeat;
  /* filter: brightness(1.1) saturate(1.1); */
  /* opacity: 0.35; */
  /* Fading for readability */
  z-index: 1;
  /* Lowest child layer */
}

.hero-mask {
  position: absolute;
  top: 10%;
  bottom: 10%;
  left: 0;
  right: 0;
  background: url('assets/images/union.png') center/cover no-repeat;
  opacity: 0.2;
  animation: zoomEffect 4s ease-in-out infinite alternate;
  /* Slower zoom */
  transform-origin: 100% 50%;
  z-index: 2;
  /* Above main bg */
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at left, rgba(0, 0, 0, 0.7) 0%, rgba(0, 0, 0, 0.2) 100%);
  z-index: 4;
  /* Behind text but above images */
}

/* Glowing Widgets (Subtle for Light Background) */
.hero-glow-lb {
  position: absolute;
  bottom: -100px;
  left: 20px;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(243, 112, 33, 0.9) 0%, transparent 70%);
  filter: blur(100px);
  animation: glowPulse 5s ease-in-out infinite alternate;
  z-index: 5;
  /* Closest to text */
}

.hero-glow-tr {
  position: absolute;
  top: -100px;
  right: -100px;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(243, 112, 33, 0.9) 0%, transparent 70%);
  filter: blur(100px);
  animation: glowPulse 6s ease-in-out infinite alternate-reverse;
  z-index: 5;
}

.hero-container {
  position: relative;
  z-index: 10;
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 40px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 20px;
  color: var(--brand-blue-dark);
  letter-spacing: -0.4px;
}

.logo-icon {
  height: 80px;
  width: auto;
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

.logo-icon img {
  height: 80px;
  width: auto;
  object-fit: contain;
}

nav {
  display: flex;
  align-items: center;
  gap: 6px;
}

nav a {
  padding: 8px 16px;
  border-radius: 8px;
  color: var(--text-mid);
  font-size: 14px;
  font-weight: 500;
  transition: color var(--transition), background var(--transition);
}

nav a:hover {
  color: var(--navy-mid);
  background: rgba(15, 61, 94, 0.07);
}

.nav-cta {
  margin-left: 12px;
  padding: 9px 20px !important;
  background: var(--brand-blue) !important;
  color: white !important;
  border-radius: 8px;
  font-weight: 600 !important;
  transition: background var(--transition), transform var(--transition) !important;
}

.nav-cta:hover {
  background: var(--brand-blue-dark) !important;
  transform: translateY(-1px);
}

/* ---------- Buttons ---------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius-sm);
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  font-size: 15px;
  cursor: pointer;
  border: none;
  transition: all var(--transition);
  letter-spacing: -0.1px;
}

.btn-primary {
  background: var(--brand-orange);
  color: white;
  box-shadow: 0 4px 20px rgba(244, 130, 31, 0.38);
}

.btn-primary:hover {
  background: var(--brand-orange-lt);
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(244, 130, 31, 0.48);
}

.btn-secondary {
  background: transparent;
  color: var(--brand-blue);
  border: 1.5px solid var(--brand-blue);
}

.btn-secondary:hover {
  background: var(--brand-blue);
  color: white;
  transform: translateY(-2px);
}

.btn-outline {
  background: white;
  color: var(--brand-blue);
  border: 1.5px solid rgba(45, 125, 210, 0.3);
}

.btn-outline:hover {
  background: var(--brand-blue);
  color: white;
  transform: translateY(-2px);
  box-shadow: var(--shadow-sm);
}

/* White outlined button — for use on brand-blue dark backgrounds */
.btn-white {
  background: rgba(255, 255, 255, 0.12);
  color: white;
  border: 1.5px solid rgba(255, 255, 255, 0.5);
}

.btn-white:hover {
  background: white;
  color: var(--brand-blue-dark);
  transform: translateY(-2px);
}

/* ---------- Hero ------------------------------------------- */
.hero {
  position: relative;
  padding: 140px 32px 140px;
  background: #ffffff;
  overflow: hidden;
  min-height: 560px;
  display: flex;
  align-items: center;
  border-bottom: 2px solid rgba(45, 125, 210, 0.18);
}

/* Animated subtle blobs on white hero */
.hero::before,
.hero::after {
  content: '';
  position: absolute;
  border-radius: 50%;
  opacity: 0.08;
  animation: float 8s ease-in-out infinite alternate;
}

.hero::before {
  width: 560px;
  height: 560px;
  background: radial-gradient(circle, var(--brand-orange) 0%, transparent 70%);
  top: -180px;
  right: -100px;
}

.hero::after {
  width: 380px;
  height: 380px;
  background: radial-gradient(circle, var(--brand-blue) 0%, transparent 70%);
  bottom: -140px;
  left: 60px;
  animation-delay: -4s;
}

@keyframes float {
  from {
    transform: translateY(0) scale(1);
  }

  to {
    transform: translateY(-30px) scale(1.06);
  }
}

.hero-container {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 60px;
  max-width: 1600px;
  margin: auto;
  width: 100%;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(45, 125, 210, 0.08);
  border: 1px solid rgba(45, 125, 210, 0.25);
  /* color: var(--brand-blue); */
  font-size: 12.5px;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: 50px;
  margin-bottom: 22px;
  letter-spacing: 0.4px;
  text-transform: uppercase;
}

.hero-badge::before {
  content: '✦';
  font-size: 10px;
}



/* .hero-text h1 {
  font-size: 64px;
  line-height: 1.1;
  letter-spacing: -2px;
  margin: 0 0 24px;
}

.hero-text h1 span {
  background: linear-gradient(90deg, var(--brand-orange), var(--brand-orange-lt));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
} */


/* .hero-reg {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  margin-bottom: 34px;
} */

/* .hero-reg::before {
  content: '🛡️';
} */


.svg-line {
  stroke-dasharray: 300;
  stroke-dashoffset: 300;
  transition: stroke-dashoffset 0.8s ease;
}

.feature-card:hover .svg-line {
  stroke-dashoffset: 0;
}

.feature-card.active {
  opacity: 1 !important;
}

.feature-card.active .svg-line {
  stroke-dashoffset: 0;
}

.hero-buttons {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.hero-image {
  flex: 1.2;
  max-width: 800px;
}

.hero-image img {
  width: 100%;
  border-radius: 0;
  box-shadow: none;
  border: none;
  outline: none;
}

/* Trust bar beneath hero */
.trust-bar {
  background: white;
  padding: 28px 32px;
  box-shadow: 0 4px 24px rgba(10, 37, 64, 0.08);
}

.trust-bar-inner {
  max-width: 1600px;
  margin: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
}

.trust-stat {
  text-align: center;
  flex: 1;
}

.trust-stat-number {
  font-size: 28px;
  font-weight: 800;
  color: var(--brand-blue);
  letter-spacing: -0.8px;
  line-height: 1;
}

.trust-stat-label {
  font-size: 13px;
  color: var(--text-muted);
  margin-top: 5px;
  font-weight: 500;
}

.trust-divider {
  width: 1px;
  height: 44px;
  background: rgba(10, 37, 64, 0.1);
}

/* ---------- Sections --------------------------------------- */
.section {
  padding: 100px 32px;
  max-width: 1200px;
  margin: 0 auto;
}

/* Alternating section backgrounds wrapped around .section */
.section-white {
  background: #ffffff;
}

.section-light {
  background: #f8fafc;
}

.section-warm {
  background: #fffcf5;
}

/* Full-width wrapper for section-level backgrounds */
.section-bg {
  width: 100%;
}

.section-tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1.4px;
  text-transform: uppercase;
  color: var(--brand-blue);
  background: rgba(45, 125, 210, 0.1);
  padding: 5px 14px;
  border-radius: 50px;
  margin-bottom: 14px;
}

.section-title {
  font-size: 40px;
  font-weight: 800;
  letter-spacing: -1px;
  color: var(--text-dark);
  margin: 0 0 16px;
  /* line-height: 1.15; */
}

.section-subtitle {
  font-size: 17px;
  color: var(--text-muted);
  max-width: 580px;
  margin: 0 0 56px;
  /* line-height: 1.75; */
}

.section-header-center {
  text-align: center;
}

.section-header-center .section-subtitle {
  margin-left: auto;
  margin-right: auto;
}

/* ---------- Feature Cards ---------------------------------- */
.feature-card {
  transition: all .35s ease;
}

.icon-wrapper {
  position: relative;
  display: inline-block;
}

.icon-line {
  height: 3px;
  width: 0%;
  margin-top: 12px;
  border-radius: 20px;
  background: linear-gradient(90deg, #f97316, #2563eb);
  transition: width .6s ease;
}

.feature-card:hover .icon-line {
  width: 90%;
}

.feature-card.active .icon-line {
  width: 100%;
}

.icon-svg {
  color: #9ca3af;
}

.feature-card.active .icon-svg {
  color: var(--brand-orange);
}

.marquee-wrapper {
  display: flex;
  width: max-content;
  animation: marqueeScroll 35s linear infinite;
}

.marquee-text {
  font-size: 110px;
  font-weight: 700;
  color: #d1d5db;
  opacity: 0.35;
}

@keyframes marqueeScroll {
  from {
    transform: translateX(0);
  }

  to {
    transform: translateX(-50%);
  }
}

/* ---------- Plans / Schemes Section ------------------------ */

.consult-card {
  position: relative;
  height: 420px;
  border-radius: 20px;
  overflow: hidden;
  cursor: pointer;
}

/* IMAGE */
.consult-card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform .6s ease;
}

/* IMAGE HOVER ZOOM */
.consult-card:hover img {
  transform: scale(1.1);
}

/* DARK GRADIENT OVERLAY */
.consult-card::before {
  content: "";
  position: absolute;
  inset: 0;


  background: linear-gradient(to top,
      rgba(0, 0, 0, 0.95) 0%,
      rgba(0, 0, 0, 0.7) 40%,
      rgba(0, 0, 0, 0.4) 65%,
      rgba(0, 0, 0, 0.15) 80%,
      transparent 100%);


  z-index: 1;
}

/* CONTENT */
.consult-content {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  padding: 10px;
  color: white;

  z-index: 2;

  transform: translateY(100%);
  transition: .5s ease;
}

/* CENTER CARD ACTIVE */
.swiper-slide-active .consult-content {
  transform: translateY(0);
}

/* HOVER SHOW CONTENT */
.consult-card:hover .consult-content {
  transform: translateY(0);
}

/* BASIC PLAN INFO (always visible) */
.plan-basic {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 30px;
  padding: 0 10px;
  color: white;
  z-index: 2;
}



/* WHEN FULL CONTENT SHOWS, PUSH BASIC UP */
.swiper-slide-active .plan-basic,
.consult-card:hover .plan-basic {
  bottom: 180px;
  transition: .4s;
}

.plans-section {
  padding: 100px 32px;
  background: var(--off-white);
}

.plans-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 52px;
  max-width: 1200px;
  margin-left: auto;
  margin-right: auto;
}

.plan-card {
  background: white;
  border-radius: var(--radius-lg);
  padding: 40px 36px;
  border: 1.5px solid rgba(45, 125, 210, 0.12);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  position: relative;
  display: flex;
  flex-direction: column;
}

.plan-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-md);
  border-color: rgba(45, 125, 210, 0.28);
}

.plan-card.popular {
  border-color: var(--brand-blue);
  background: linear-gradient(160deg, #ffffff 60%, #edf4fd 100%);
}

.popular-badge {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: linear-gradient(90deg, var(--brand-blue), var(--brand-orange));
  color: white;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.6px;
  text-transform: uppercase;
  padding: 5px 18px;
  border-radius: 20px;
}

.plan-card h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--text-dark);
  margin: 0 0 12px;
}

.plan-amount {
  font-size: 38px;
  font-weight: 800;
  color: var(--brand-blue-dark);
  letter-spacing: -1.5px;
  margin: 0 0 10px;
}

.plan-meta {
  font-size: 13.5px;
  color: var(--brand-blue);
  margin: 0 0 18px;
  font-weight: 800;
}

.plan-desc {
  font-size: 14px;
  color: var(--text-mid);
  line-height: 1.65;
  margin: 0 0 28px;
  flex: 1;
}

.btn-plan {
  display: inline-block;
  background: var(--brand-blue-dark);
  color: white;
  padding: 12px 28px;
  border-radius: 10px;
  font-weight: 700;
  font-size: 14px;
  text-align: center;
  transition: all var(--transition);
  text-decoration: none;
}

.btn-plan:hover {
  background: var(--brand-blue);
  transform: translateY(-2px);
}

.plan-card.popular .btn-plan {
  background: linear-gradient(90deg, var(--brand-blue), var(--brand-blue-dark));
}

.plans-cta {
  text-align: center;
  margin-top: 48px;
}

@media (max-width: 900px) {
  .plans-grid {
    grid-template-columns: 1fr;
  }
}

/* ---------- How It Works / Steps --------------------------- */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
  position: relative;
  max-width: 1200px;
  margin: 0 auto;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 44px;
  left: 60px;
  right: 60px;
  height: 2px;
  background: linear-gradient(90deg, var(--brand-blue), var(--brand-orange));
  opacity: 0.15;
  z-index: 0;
}

.step-item {
  text-align: center;
  position: relative;
  z-index: 1;
  padding: 0 12px;
}

.step-number {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, var(--brand-blue), var(--brand-blue-dark));
  color: white;
  font-size: 20px;
  font-weight: 800;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  box-shadow: 0 8px 24px rgba(45, 125, 210, 0.3);
}

.step-item h3 {
  font-size: 16px;
  font-weight: 700;
  color: var(--text-dark);
  margin: 0 0 10px;
}

.step-item p {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.65;
  margin: 0;
}

/* ---------- Testimonials ----------------------------------- */
.testimonials-section {
  padding: 100px 32px;
  max-width: 1200px;
  margin: 0 auto;
}


@keyframes testimonialScroll {
  0% {
    transform: translateY(0);
  }

  100% {
    transform: translateY(-50%);
  }
}

.scroll-column {
  animation: testimonialScroll 15s linear infinite;
}

.scroll-column-reverse {
  animation: testimonialScroll 15s linear infinite reverse;
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.testimonial-card {
  background: white;
  border-radius: var(--radius-md);
  padding: 36px;
  border: 1px solid rgba(10, 37, 64, 0.07);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition);
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.testimonial-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}

.testimonial-text {
  font-size: 15px;
  color: var(--text-mid);
  line-height: 1.75;
  margin: 0;
  flex: 1;
  font-style: italic;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 14px;
}

.author-dp {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  object-fit: cover;
  background: var(--off-white);
  border: 2px solid rgba(45, 125, 210, 0.15);
}

.author-info h4 {
  margin: 0 0 4px;
  font-size: 14.5px;
  font-weight: 700;
  color: var(--text-dark);
}

.verified-badge {
  font-size: 12px;
  font-weight: 600;
  color: var(--brand-blue);
  background: rgba(45, 125, 210, 0.08);
  padding: 2px 10px;
  border-radius: 20px;
  display: inline-block;
}

@media (max-width: 900px) {
  .steps-grid {
    grid-template-columns: 1fr 1fr;
  }

  .testimonials-grid {
    grid-template-columns: 1fr;
  }

  .features-grid {
    grid-template-columns: 1fr;
  }
}

/* ---------- Schemes Page Enhancements ---------------------- */


.hero-schemes {
  background: linear-gradient(135deg, #0a2540 0%, #2d7dd2 100%);
  padding: 130px 32px 80px;
  text-align: center;
  color: white;
  position: relative;
  overflow: hidden;
}

.hero-schemes::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: url('https://www.transparenttextures.com/patterns/cubes.png');
  opacity: 0.1;
  pointer-events: none;
}

.hero-schemes h1 {
  font-size: 64px;
  font-weight: 800;
  letter-spacing: -2px;
  margin-bottom: 16px;
  line-height: 1.1;
}

.hero-schemes h1 span {
  color: var(--brand-orange);
  display: block;
  font-size: 32px;
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-top: 10px;
  font-weight: 600;
}

.hero-schemes p {
  font-size: 20px;
  max-width: 800px;
  margin: 20px auto 40px;
  opacity: 0.9;
  font-weight: 300;
}

.highlight-banner {
  background: var(--brand-orange);
  color: white;
  padding: 12px 24px;
  display: inline-block;
  border-radius: 50px;
  font-weight: 700;
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 1px;
  box-shadow: 0 10px 20px rgba(244, 130, 31, 0.3);
  margin-bottom: 24px;
}

/* Glassmorphic Filter Bar */
.filter-section {
  position: relative;
  z-index: 10;
  margin-top: -60px;
  padding: 0 32px;
}

/* Filter Controls Grid */
.filter-container {
  background: rgba(255, 255, 255, 0.8);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255, 255, 255, 0.3);
  border-radius: 24px;
  padding: 40px;
  box-shadow: 0 20px 50px rgba(10, 37, 64, 0.1);
  max-width: 1400px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 40px;
  align-items: flex-end;
}

/* Sort Dropdown Styles */
.sort-group {
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.sort-select {
  width: 100%;
  padding: 12px 20px;
  border-radius: 12px;
  border: 1.5px solid #e2e8f0;
  background: white;
  font-family: 'Inter', sans-serif;
  font-size: 15px;
  font-weight: 600;
  color: var(--brand-blue-dark);
  cursor: pointer;
  transition: all 0.3s ease;
  outline: none;
  -webkit-appearance: none;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='%232D7DD2' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 15px center;
  background-size: 18px;
}

.sort-select:hover,
.sort-select:focus {
  border-color: var(--brand-blue);
  box-shadow: 0 0 0 4px rgba(45, 125, 210, 0.1);
}

/* Dual Range Slider Styles */
.range-slider-container {
  position: relative;
  height: 40px;
  display: flex;
  align-items: center;
}

.range-slider-track {
  position: absolute;
  height: 6px;
  width: 100%;
  background: #e2e8f0;
  border-radius: 10px;
  z-index: 1;
}

.range-slider-progress {
  position: absolute;
  height: 6px;
  background: var(--brand-orange);
  border-radius: 10px;
  z-index: 2;
}

.dual-range-input {
  position: absolute;
  width: 100%;
  background: none;
  pointer-events: none;
  -webkit-appearance: none;
  appearance: none;
  z-index: 3;
  height: 6px;
  margin: 0;
}

.dual-range-input::-webkit-slider-thumb {
  height: 20px;
  width: 20px;
  border-radius: 50%;
  background: var(--brand-orange);
  pointer-events: auto;
  -webkit-appearance: none;
  cursor: pointer;
  box-shadow: 0 0 10px rgba(244, 130, 31, 0.4);
  border: 3px solid white;
  transition: transform 0.2s ease;
}

.dual-range-input::-moz-range-thumb {
  height: 20px;
  width: 20px;
  border-radius: 50%;
  background: var(--brand-orange);
  pointer-events: auto;
  -moz-appearance: none;
  cursor: pointer;
  box-shadow: 0 0 10px rgba(244, 130, 31, 0.4);
  border: 3px solid white;
  transition: transform 0.2s ease;
}

.dual-range-input::-webkit-slider-thumb:hover {
  transform: scale(1.2);
}

/* Enhanced Scheme Cards */
.schemes-display {
  padding: 80px 32px;
  background: #f8fafc;
}

.schemes-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 32px;
  max-width: 1400px;
  margin: 0 auto;
}

.scheme-card {
  background: white;
  border-radius: 24px;
  padding: 40px;
  border: 1px solid rgba(10, 37, 64, 0.05);
  transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  position: relative;
  display: flex;
  flex-direction: column;
}

.scheme-card:hover {
  transform: translateY(-12px);
  box-shadow: 0 30px 60px rgba(10, 37, 64, 0.12);
  border-color: var(--brand-blue-light);
}

.scheme-header {
  margin-bottom: 24px;
}

.scheme-title {
  font-size: 24px;
  font-weight: 800;
  color: var(--brand-blue-dark);
  margin: 0;
}

.scheme-total {
  font-size: 42px;
  font-weight: 900;
  color: var(--brand-orange);
  margin: 10px 0;
  letter-spacing: -1px;
}

.scheme-details {
  margin-top: auto;
  background: #f1f5f9;
  padding: 20px;
  border-radius: 16px;
}

.detail-row {
  display: flex;
  justify-content: space-between;
  margin-bottom: 10px;
  font-size: 14px;
}

.detail-row:last-child {
  margin-bottom: 0;
}

.detail-label {
  color: var(--text-muted);
}

.detail-value {
  font-weight: 700;
  color: var(--brand-blue-dark);
}

.btn-scheme {
  margin-top: 24px;
  width: 100%;
  text-align: center;
  background: var(--brand-blue);
  color: white;
  padding: 16px;
  border-radius: 12px;
  font-weight: 700;
  transition: all 0.3s ease;
}

.btn-scheme:hover {
  background: var(--brand-blue-dark);
  transform: scale(1.02);
}

.badge-new {
  position: absolute;
  top: 20px;
  right: 20px;
  background: #10b981;
  color: white;
  padding: 4px 12px;
  border-radius: 50px;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
}

/* ---------- How It Works ----------------------------------- */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 0;
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 36px;
  left: calc(12.5% + 26px);
  right: calc(12.5% + 26px);
  height: 2px;
  background: linear-gradient(90deg, var(--brand-blue), var(--brand-orange));
  z-index: 0;
}

.step-item {
  text-align: center;
  padding: 0 20px 0;
  position: relative;
  z-index: 1;
}

.step-number {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--brand-blue), var(--brand-blue-dark));
  color: white;
  font-size: 18px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 22px;
  box-shadow: 0 6px 20px rgba(45, 125, 210, 0.38);
  position: relative;
}

.step-item h3 {
  font-size: 16px;
  font-weight: 700;
  margin: 0 0 8px;
  color: var(--text-dark);
}

.step-item p {
  font-size: 14px;
  color: var(--text-muted);
  margin: 0;
  line-height: 1.6;
}

/* ---------- Testimonials ------------------------------------ */
.testimonials-section {
  padding: 100px 32px;
  background: #f8fafc;
  position: relative;
  overflow: hidden;
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(340px, 1fr));
  gap: 32px;
  max-width: 1400px;
  margin: 48px auto 0;
}

.testimonial-card {
  background: white;
  padding: 48px;
  border-radius: 24px;
  border: 1px solid rgba(10, 37, 64, 0.05);
  box-shadow: 0 4px 20px rgba(10, 37, 64, 0.03);
  position: relative;
  transition: all 0.4s ease;
  display: flex;
  flex-direction: column;
}

.testimonial-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 20px 40px rgba(10, 37, 64, 0.08);
  border-color: var(--brand-blue-lt);
}

.testimonial-card::before {
  content: '"';
  position: absolute;
  top: 20px;
  left: 20px;
  font-size: 80px;
  font-family: serif;
  color: var(--brand-blue);
  opacity: 0.1;
  line-height: 1;
}

.testimonial-text {
  font-size: 16px;
  line-height: 1.7;
  color: var(--text-mid);
  font-style: italic;
  margin-bottom: 24px;
  position: relative;
  z-index: 1;
}

.testimonial-author {
  margin-top: auto;
  display: flex;
  align-items: center;
  gap: 16px;
}

.author-dp {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid white;
  box-shadow: 0 4px 12px rgba(10, 37, 64, 0.1);
}

.author-info h4 {
  font-size: 16px;
  color: var(--brand-blue-dark);
  margin-bottom: 4px;
  line-height: 1.2;
}

.verified-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 11px;
  font-weight: 700;
  color: #10b981;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

/* ---------- Locations -------------------------------------- */
.locations-section {
  background: white;
  padding: 96px 32px;
}

.locations-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 26px;
  max-width: 1600px;
  margin: auto;
}

.location-card {
  background: var(--off-white);
  border: 1px solid rgba(10, 37, 64, 0.08);
  border-radius: var(--radius-md);
  padding: 36px 32px;
  display: flex;
  gap: 20px;
  align-items: flex-start;
  transition: transform var(--transition), box-shadow var(--transition);
}

.location-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}

.location-icon {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--brand-blue), var(--brand-blue-dark));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}

.location-info h3 {
  font-size: 17px;
  font-weight: 700;
  margin: 0 0 10px;
  color: var(--text-dark);
}

.location-info p {
  font-size: 14px;
  color: var(--text-muted);
  margin: 0;
  line-height: 1.7;
}

/* ---------- CTA Banner ------------------------------------- */
.cta-section {
  max-width: 1000px;
  margin: 0 auto 96px;
  background: #fffcf5;
  /* Light cream/ivory */
  border: 2px solid var(--brand-orange);
  /* Golden orange border using brand theme */
  border-radius: 40px;
  /* Large rounded corners as per image */
  padding: 60px 60px;
  text-align: left;
  /* Left aligned like the image */
  position: relative;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(244, 130, 31, 0.15);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
}

.cta-content {
  flex: 1;
  max-width: 600px;
}

.cta-section h2 {
  font-size: 42px;
  font-weight: 700;
  color: var(--text-dark);
  /* Using theme dark color */
  letter-spacing: -0.5px;
  margin: 0 0 16px;
}

.cta-section p {
  font-size: 18px;
  color: var(--text-mid);
  margin: 0 0 36px;
  line-height: 1.6;
}

.cta-buttons {
  display: flex;
  gap: 16px;
  justify-content: flex-start;
}

.btn-cta-primary {
  background: var(--brand-blue-dark);
  color: white;
  padding: 14px 28px;
  border-radius: 12px;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: all var(--transition);
}

.btn-cta-primary:hover {
  background: var(--brand-blue);
  transform: translateY(-2px);
}

.btn-cta-secondary {
  background: white;
  color: var(--brand-blue-dark);
  border: 1.5px solid var(--brand-blue-dark);
  padding: 14px 28px;
  border-radius: 12px;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: all var(--transition);
}

.btn-cta-secondary:hover {
  background: var(--off-white);
  transform: translateY(-2px);
}

/* ---------- FAQ -------------------------------------------- */
.faq {
  max-width: 760px;
  margin: auto;
}

.faq-item {
  background: white;
  border: 1px solid rgba(10, 37, 64, 0.08);
  border-radius: var(--radius-sm);
  margin-bottom: 12px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition);
}

.faq-item:hover {
  box-shadow: var(--shadow-md);
}

.faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 22px 28px;
  cursor: pointer;
  font-weight: 600;
  font-size: 15px;
  color: var(--text-dark);
  gap: 16px;
}

.faq-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(15, 61, 94, 0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  flex-shrink: 0;
  transition: background var(--transition), transform var(--transition);
  color: var(--navy-mid);
  font-weight: 700;
}

.faq-item.open .faq-icon {
  background: var(--brand-blue);
  color: white;
  transform: rotate(45deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s cubic-bezier(0.4, 0, 0.2, 1), padding 0.3s;
  padding: 0 28px;
  font-size: 14.5px;
  color: var(--text-muted);
  line-height: 1.7;
}

.faq-item.open .faq-answer {
  max-height: 300px;
  padding-bottom: 22px;
}

/* ---------- Footer ----------------------------------------- */
.premium-footer {
  background: var(--brand-dark);
  color: rgba(255, 255, 255, 0.7);
  padding: 72px 32px 32px;
}

.footer-container {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  max-width: 1600px;
  margin: auto;
}

/* .footer-brand inherits .footer-col styles */

.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 18px;
  color: white;
  margin-bottom: 16px;
}

.footer-brand p {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.7;
  margin: 0 0 20px;
  max-width: 280px;
}

.footer-col h4 {
  color: white;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 20px;
}

.footer-col ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-col li {
  margin-bottom: 12px;
  font-size: 14px;
  color: rgba(255, 255, 255, 0.65);
  cursor: pointer;
  transition: color var(--transition);
}

.footer-col li:hover {
  color: var(--brand-orange);
}

.footer-bottom {
  margin-top: 56px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.07);
  display: flex;
  justify-content: space-between;
  align-items: center;
  max-width: 1600px;
  margin-left: auto;
  margin-right: auto;
}

.social-links {
  display: flex;
  gap: 12px;
}

.social-link {
  width: 36px;
  height: 36px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  cursor: pointer;
  color: rgba(255, 255, 255, 0.8);
  transition: all var(--transition);
}

.social-link:hover {
  border-color: var(--brand-orange);
  color: var(--brand-orange);
  transform: translateY(-2px);
}

.copyright {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.4);
}

/* ---------- Responsive ------------------------------------- */
@media (max-width: 1024px) {

  header,
  .hero {
    padding-left: 40px;
    padding-right: 40px;
  }

  .section {
    padding-left: 40px;
    padding-right: 40px;
  }

  .trust-bar,
  .plans-section,
  .locations-section {
    padding-left: 40px;
    padding-right: 40px;
  }

  .cta-section {
    margin-left: 40px;
    margin-right: 40px;
  }

  .premium-footer {
    padding-left: 40px;
    padding-right: 40px;
  }
}

@media (max-width: 768px) {
  header {
    padding: 0 20px;
  }

  nav {
    display: none;
  }

  .hero {
    padding: 80px 24px 72px;
    min-height: auto;
  }

  .hero-container {
    flex-direction: column;
    text-align: center;
  }

  .hero-text h1 {
    font-size: 36px;
    letter-spacing: -0.8px;
  }

  .hero-buttons {
    justify-content: center;
  }

  .hero-image {
    max-width: 100%;
  }

  .hero-badge {
    margin-left: auto;
    margin-right: auto;
  }

  .trust-bar {
    padding: 24px 20px;
  }

  .trust-bar-inner {
    flex-wrap: wrap;
    gap: 20px;
  }

  .trust-divider {
    display: none;
  }

  .section {
    padding: 60px 24px;
  }

  .section-title {
    font-size: 28px;
  }

  .plans-section,
  .locations-section {
    padding: 60px 24px;
  }

  .cta-section {
    margin: 0 20px 60px;
    padding: 52px 28px;
  }

  .cta-section h2 {
    font-size: 28px;
  }

  .cta-buttons {
    flex-direction: column;
    align-items: center;
  }

  .steps-grid::before {
    display: none;
  }

  .footer-container {
    grid-template-columns: 1fr 1fr;
    gap: 32px;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 16px;
    text-align: center;
  }

  .premium-footer {
    padding: 52px 24px 28px;
  }
}

@media (max-width: 480px) {
  .footer-container {
    grid-template-columns: 1fr;
  }

  .features-grid {
    grid-template-columns: 1fr;
  }

  .plans-grid {
    grid-template-columns: 1fr;
  }
}